:root{--orange:#e8672a;--orange-dark:#c8531e;--orange-pale:#fff3ec;--ink:#1a1208;--muted:#6b5a48;--line:#e3d9ce;--paper:#fff;--bg:#f7f4f0;--green:#0a8f61;--danger:#b42318;--shadow:0 18px 55px rgba(34,22,8,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:"DM Sans",sans-serif;-webkit-font-smoothing:antialiased}button,input,select,textarea{font:inherit}a{color:inherit}.skip-link{position:absolute;left:-999px;top:8px;background:#fff;padding:12px;z-index:20}.skip-link:focus{left:8px}.site-header{height:76px;display:flex;align-items:center;justify-content:space-between;padding:0 max(24px,calc((100vw - 1180px)/2));background:#fff;border-bottom:1px solid var(--line)}.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;font:900 20px "Outfit";letter-spacing:2.4px}.brand-mark{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:var(--orange);color:#fff;font:900 19px "Outfit";letter-spacing:0}.header-side{display:flex;align-items:center;gap:24px;font-size:14px}.header-side>a{color:var(--muted);text-decoration:none}.secure{color:var(--green);font-weight:600}.hero{min-height:610px;padding:86px max(24px,calc((100vw - 1180px)/2));display:grid;grid-template-columns:1.12fr .88fr;gap:84px;align-items:center;background:linear-gradient(90deg,rgba(26,18,8,.92),rgba(26,18,8,.78),rgba(26,18,8,.34)),url('https://images.unsplash.com/photo-1600880292089-90a7e086ee0c?auto=format&fit=crop&w=1800&q=80') center/cover no-repeat;color:#fff;position:relative;overflow:hidden}.hero:before,.hero:after{content:"";position:absolute;border-radius:50%;pointer-events:none}.hero:before{width:480px;height:480px;background:rgba(232,103,42,.14);right:-180px;top:-230px}.hero:after{width:360px;height:360px;border:1px solid rgba(255,255,255,.06);left:-180px;bottom:-160px}.eyebrow{display:block;color:var(--orange);font-size:11px;letter-spacing:2px;font-weight:800;margin-bottom:16px}.hero .eyebrow{color:#ff9a6c}.hero h1{font:900 clamp(46px,5vw,72px)/.99 "Outfit";letter-spacing:-2px;margin:0 0 25px}.hero h1 em{color:#ff9a6c;font-style:normal}.hero-copy>p{max-width:620px;color:rgba(255,255,255,.69);font-size:18px;line-height:1.7;margin:0}.hero-actions{display:flex;align-items:center;gap:20px;margin-top:34px}.button{min-height:50px;border:0;border-radius:12px;padding:14px 23px;display:inline-flex;align-items:center;justify-content:center;gap:12px;font-weight:700;text-decoration:none;cursor:pointer;transition:.2s}.button.primary{background:var(--orange);color:#fff;box-shadow:0 8px 24px rgba(232,103,42,.25)}.button.primary:hover{background:var(--orange-dark);transform:translateY(-1px)}.button.secondary{background:#fff;border:1px solid var(--line);color:var(--ink)}.button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,.step:focus-visible{outline:3px solid rgba(232,103,42,.28);outline-offset:2px}.time-note{font-size:13px;color:rgba(255,255,255,.52)}.trust-row{display:flex;gap:20px;margin-top:34px;padding-top:24px;border-top:1px solid rgba(255,255,255,.1);font-size:13px;color:rgba(255,255,255,.72)}.trust-row span::first-letter{color:#49d9a4}.process-card{background:#fff;color:var(--ink);border-radius:22px;padding:30px;box-shadow:0 35px 90px rgba(0,0,0,.24);position:relative}.card-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:22px;border-bottom:1px solid var(--line)}.card-top span{font-size:10px;font-weight:800;letter-spacing:1.5px;color:var(--orange)}.card-top b{font-size:13px;color:var(--muted)}.process-card ol{list-style:none;margin:6px 0 0;padding:0}.process-card li{display:flex;gap:16px;padding:20px 0;border-bottom:1px solid #f0ebe5}.process-card li:last-child{border:0}.process-card i{flex:0 0 36px;height:36px;border-radius:50%;background:var(--orange-pale);color:var(--orange);display:grid;place-items:center;font-style:normal;font-weight:800}.process-card li div{display:flex;flex-direction:column;gap:4px}.process-card small{color:var(--muted);line-height:1.4}.application-wrap{padding:92px 24px 110px}.section-heading{text-align:center;max-width:620px;margin:0 auto 38px}.section-heading h2,.privacy h2{font:900 42px/1.1 "Outfit";letter-spacing:-1px;margin:0 0 12px}.section-heading p{color:var(--muted)}.form-shell{max-width:960px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);overflow:hidden}.steps{display:flex;align-items:center;justify-content:center;padding:28px 44px;border-bottom:1px solid var(--line);background:#fdfcfb}.step{border:0;background:transparent;display:flex;align-items:center;gap:9px;color:#9a8b7c;font-weight:700;cursor:pointer;padding:3px}.step i{width:30px;height:30px;border:1.5px solid #cfc3b7;border-radius:50%;display:grid;place-items:center;font-style:normal;font-size:13px}.step.active,.step.done{color:var(--ink)}.step.active i{background:var(--orange);border-color:var(--orange);color:#fff}.step.done i{background:var(--green);border-color:var(--green);color:#fff}.step-line{width:58px;height:1px;background:var(--line);margin:0 12px}.mobile-progress{display:none}.panel{display:none;border:0;padding:46px 58px 52px;margin:0}.panel.active{display:block}.panel legend{font:800 30px "Outfit";padding:0;margin:0}.panel-intro{color:var(--muted);margin:8px 0 30px}.eligibility-list{display:grid;gap:12px}.eligibility-list label{display:flex;gap:14px;border:1px solid var(--line);border-radius:13px;padding:18px;cursor:pointer;transition:.15s}.eligibility-list label:has(input:checked){background:#f4fbf8;border-color:#8dd6ba}.eligibility-list input,.consent-box input{width:20px;height:20px;accent-color:var(--green);margin-top:1px;flex:none}.eligibility-list span{display:flex;flex-direction:column;gap:4px}.eligibility-list small{color:var(--muted);line-height:1.45}.grid{display:grid;gap:18px;margin-bottom:20px}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}label.full{display:block;margin-bottom:20px}.grid>label,label.full{font-size:13px;font-weight:700}.grid label>b,label.full>b{color:var(--orange)}.grid label>span,label.full>span{font-weight:400;color:#948477}.grid input,.grid select,textarea{width:100%;height:50px;border:1px solid #d9cfc4;border-radius:10px;background:#fff;padding:0 13px;margin-top:8px;color:var(--ink)}textarea{height:auto;padding:13px;resize:vertical;display:block}.grid input:hover,.grid select:hover,textarea:hover{border-color:#aa9a89}.grid input.invalid,.grid 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var(--line);border-radius:13px;padding:19px;display:flex;flex-direction:column;gap:5px;cursor:pointer;min-height:130px}.service-grid label:has(input:checked){border-color:var(--orange);background:var(--orange-pale);box-shadow:inset 0 0 0 1px var(--orange)}.service-grid input{position:absolute;opacity:0}.service-icon{font-size:23px;color:var(--orange);font-weight:800}.service-grid small{font-size:12px;color:var(--muted);line-height:1.35}.form-actions{display:flex;justify-content:space-between;gap:16px;margin-top:34px;padding-top:25px;border-top:1px solid var(--line)}.form-actions .button{min-width:150px}.review-cards{display:grid;gap:13px}.review-card{border:1px solid var(--line);border-radius:13px;padding:20px}.review-card header{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}.review-card h3{font:800 17px "Outfit";margin:0}.review-card button{border:0;background:transparent;color:var(--orange);font-weight:700;cursor:pointer}.review-data{display:grid;grid-template-columns:repeat(2,1fr);gap:12px 24px}.review-data span{display:flex;flex-direction:column;font-size:13px;color:var(--muted)}.review-data b{color:var(--ink);font-weight:600;margin-top:3px;overflow-wrap:anywhere}.consent-box{background:#faf8f5;border:1px solid var(--line);border-radius:13px;padding:18px;margin-top:20px;display:grid;gap:14px}.consent-box label{display:flex;gap:10px;font-size:13px;line-height:1.5;color:var(--muted)}.consent-box a{color:var(--orange)}.submit-error{background:#fff2f0;color:var(--danger);border:1px solid #f4b8b2;border-radius:10px;padding:13px;margin-top:18px}.spinner{display:none;width:18px;height:18px;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;border-radius:50%;animation:spin .7s linear infinite}.submitting .spinner{display:block}.submitting .submit-label{opacity:.75}@keyframes spin{to{transform:rotate(360deg)}}.success{text-align:center;padding:66px 58px}.success-icon{width:66px;height:66px;border-radius:50%;background:#e7f8f1;color:var(--green);font-size:32px;display:grid;place-items:center;margin:0 auto 24px}.success h2{font:900 40px "Outfit";margin:0 0 15px}.success>p{max-width:610px;margin:0 auto 25px;color:var(--muted);line-height:1.65}.reference{display:flex;align-items:center;gap:15px;justify-content:center;border:1px dashed #c7b8aa;background:#faf8f5;border-radius:12px;padding:16px;margin:0 auto 22px;max-width:550px}.reference span{color:var(--muted);font-size:13px}.reference strong{font-family:monospace;font-size:16px;letter-spacing:1px}.reference button{border:0;background:transparent;color:var(--orange);font-weight:700;cursor:pointer}.next-box{text-align:left;max-width:550px;margin:0 auto 28px;background:var(--orange-pale);border-radius:12px;padding:20px}.next-box>ol{display:grid;grid-template-columns:repeat(3,1fr);list-style:none;padding:0;margin:14px 0 0;gap:8px;font-size:12px}.next-box li{display:flex;align-items:center;gap:7px}.next-box li span{width:23px;height:23px;border-radius:50%;background:#fff;color:var(--orange);display:grid;place-items:center;font-weight:800}.privacy{max-width:920px;margin:0 auto 100px;padding:42px;background:#efe9e1;border-radius:20px}.privacy h2{font-size:30px}.privacy p{color:var(--muted);line-height:1.7;margin:0}footer{background:var(--ink);color:#fff;text-align:center;padding:54px 24px}.footer-brand{justify-content:center;color:#fff}footer p{color:#ff9a6c;margin:16px 0 25px}footer small{color:rgba(255,255,255,.45)}
@media(max-width:820px){.header-side .secure{display:none}.hero{grid-template-columns:1fr;padding-top:64px;padding-bottom:68px;gap:50px}.process-card{max-width:580px}.trust-row{flex-wrap:wrap}.steps{display:none}.mobile-progress{display:flex;align-items:center;gap:14px;padding:20px 24px;border-bottom:1px solid var(--line);font-size:13px;font-weight:700}.mobile-progress>div{flex:1;height:6px;background:#eee7df;border-radius:5px;overflow:hidden}.mobile-progress i{display:block;height:100%;width:25%;background:var(--orange);transition:.25s}.panel{padding:34px 28px 40px}.grid.three{grid-template-columns:1fr}.grid.two{grid-template-columns:1fr}.service-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.site-header{height:66px;padding:0 16px}.brand{font-size:17px}.brand-mark{width:31px;height:31px}.header-side>a{font-size:12px}.hero{padding-left:20px;padding-right:20px}.hero h1{font-size:44px}.hero-copy>p{font-size:16px}.hero-actions{align-items:flex-start;flex-direction:column}.trust-row{gap:10px 16px}.process-card{padding:22px}.application-wrap{padding:65px 12px 75px}.section-heading h2{font-size:35px}.form-shell{border-radius:16px}.panel{padding:30px 20px 34px}.panel legend{font-size:26px}.service-grid{grid-template-columns:1fr 1fr;gap:9px}.service-grid label{padding:14px;min-height:125px}.form-actions .button{min-width:0}.review-data{grid-template-columns:1fr}.success{padding:50px 20px}.success h2{font-size:34px}.reference{flex-wrap:wrap}.next-box>ol{grid-template-columns:1fr}.privacy{margin:0 12px 70px;padding:28px}.privacy h2{font-size:26px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
.brand{gap:0;font-size:0;letter-spacing:0}.brand img{display:block;width:auto;height:46px;object-fit:contain}.footer-brand img{width:auto;height:52px}@media(max-width:520px){.brand img{width:auto;height:40px}.footer-brand img{width:auto;height:48px}}

.provider-faq{max-width:920px;margin:0 auto 92px;padding:0 24px}.provider-faq .section-heading{margin-bottom:28px}.provider-faq-list{display:grid;gap:12px}.provider-faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 16px 40px rgba(31,21,11,.06);overflow:hidden}.provider-faq-question{width:100%;min-height:62px;border:0;background:#fff;color:var(--ink);display:flex;align-items:center;justify-content:space-between;gap:20px;text-align:left;padding:18px 22px;font-weight:800;cursor:pointer}.provider-faq-question-text{flex:1;min-width:0;color:var(--ink);font-size:inherit;line-height:1.35}.provider-faq-arrow{flex:0 0 auto;color:var(--orange);font-size:20px;line-height:1;transition:transform .2s}.provider-faq-item.open .provider-faq-arrow{transform:rotate(180deg)}.provider-faq-answer{padding:0 22px 20px;color:var(--muted);line-height:1.7}.provider-faq-question:focus-visible{outline:3px solid rgba(232,103,42,.28);outline-offset:-3px}
@media(max-width:520px){.provider-faq{padding:0 12px;margin-bottom:70px}.provider-faq-question{align-items:flex-start;padding:17px 18px;font-size:15px;line-height:1.35}.provider-faq-answer{padding:0 18px 18px;font-size:14px}}